Annual budget builder
Builds next year budget from this year actuals, with the assumptions written down so you can argue with them.
Updated September 16, 2026 · Finance · In the $399 library
What you get
A twelve-month budget by month, with three scenarios and the assumptions listed line by line.
What you need to hand
- This year actual sales and costs, monthly if possible
- What you expect to change: prices, buy costs, headcount, a new truck or machine, a new contract, a new line
- Seasonality in your order book or your runs
- What you need the business to deliver: your income, lease and loan repayment, investment
How you might ask
Sales this year $7.4m, gross margin 22%, overheads $1.18m including 19 staff and five trucks. Next year I want to add a driver and a second CNC, pass a 4% price rise in April, and take $180k out. December and January are always slow and July is our peak. Build the budget.
Get the full instructions
This skill's complete briefing is part of the complete library: all 44 skills as complete files. One payment of $399 USD, delivered as a ZIP you keep. Works with your own ChatGPT account.